Boat Insurance

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Clarke Insurance Agency uses state-of-the-art technology to assess the risks your boat faces in order to determine your insurance needs, and then shops the different policies available through a number of different carriers. That means we can find an insurance policy that matches your coverage needs quickly. We do the shopping so that you can get the policy you need without having to do all the research.

 

 

 

 

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Why Should You Get Insurance For Your Boat?
 

A boat can bring you a lot of good times! It's also a commitment of time and money. That's a big investment to put at risk when a typical homeowners policy will not adequately cover your boat! Lucky for you, one of our agents can help you choose the right policy for your boat, so you can go out and enjoy the waves while someone else takes care of the paperwork!

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What does this product offer?
 

• Liability insurance- Provides coverage for any property damage or third party injuries in the event of an accident 

• Medical payments- Hopefully never needed, but always important with boat insurance, this coverage pays for the necessary medical care you receive as a result of a boating accident. This program also covers any guests in the boat at the time of the accident.

• Agreed Value Hull Coverage- We don't nickel and dime you at the time of a loss. Foremost will cover your boat for an agreed amount, period. That means we will pay that amount of insurance if you have a total loss.This gives you an added measure of protection (Available on boats newer than 26 years old). Also consider adding Total Loss Settlement; for an extra $10, you will be covered up to 20% more than the amount of insurance to replace a covered watercraft with a current model.

• Pollution Liability- This covers sudden and accidental oil or fuel spills from your watercraft for which you are legally responsible because of an accident.

• Plenty of additional coverages available, contact one of our agents if you are interested in hearing more!

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Contact Clarke Insurance Agency today at 609-267-1441 to learn more about options that match your unique needs. Our agents have plenty of experiencing searching for policies of all types.