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    609-267-1441 main
     

    Personal Lines Fax

    888.445.8145

    Employment Opportunities @ Clarke Insurance Agency

    Commercial Lines Fax

    888.314.0390

    Employee Benefits Fax

    888.569.0618

    © 2016 by Clarke Digitized
     

     

    Tip #7: High Deductibles = Low Premiums

    • Why it matters: Companies reserve their best rates for accounts that have -0- claims activity.  Therefore, over the many years that you will be buying insurance, you are likely to come out ahead by handling small claims on your own.

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    • What you should do: Set home and auto deductibles at $1,000 or higher, ask for full glass coverage and towing coverage. 

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    • TIP: Full glass and towing losses will not raise your rates.

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